7 Wells Street, Suite 203
Saratoga Springs, New York 12866
Telephone: (518) 587-7560

Seth W. Wharton, M.D.
Diplomate American Board of Psychiatry and Neurology

Payment and Insurance


Please use the information below for any insurance or payment questions you may have.


We participate with the following insurances:

  • AARP Health Care
  • Aetna
  • American Progressive
  • Blue Cross/ Blue Shield
  • CHP Northcare
  • Cigna
  • Empire
  • Fidelis Better Health
  • Medicaid
  • Medicare/ Medicare Complete
  • Mutual of Omaha
  • MVP
  • P.G.B.A.-Region 1
  • Quad Med
  • Senior Blue
  • Today's Options
  • United Healthcare

Dont see your insurance on the list? Call us and ask if we participate.


All Copayments are due at the time of service. There will be no rain-checks accepted with Copayments. Patients who do not have their Copayments with them will be rescheduled unless there is a medical emergency. 

Non-Participating Insurance and Self-Pay                                                                     

Our office does not accept Non-Participating Insurance, if you have an insurance that we do not accept we will try to notify you prior to your appointment. However we can only notify patient prior to the appointment with the Insurance information we have on file, if you have a change in Insurance and are unsure if we participate, please call our office. 

We do not accept Self-Pay patients. 


We accept the following forms of payment:

  • Cash
  • Personal Check
  • Credit Card (Visa, MasterCard, Discover)- In person and over the phone.
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